The 3 C’s of Merchant Cash Advance

Capital, Credit Cards and Conditions- these 3 aspects come to mind whenever we talk of merchant cash advance. But before we go to the depths of discussion let us understand what exactly merchant cash advance is. It can also be referred to as business advance, which is a source of funding for many small to mid size business organizations spread across length and breadth of the American nation.

Merchant cash advance can be seen as a pact between the borrower and the lender; the business organization is supposed to receive advance, unsecured money based on the sales the company is likely to make in future. But why do we attach the word unsecured before such type of cash advance coming from lending organizations who have earned name and fame in merchant cash advance business? One such key investor in the United States of America is Rapid Capital Funding.

Merchant advance is indeed a boon for many merchants who aspire to rise to greater heights in business. Aspiration is inherent to entrepreneurs; hence merchant cash advance has often scripted success story for men like them. Even businessmen who want to break free from slack period find great help in advance merchant funding from Rapid Capital Funding.

Now let us analyze the first line in greater details

Capital - The first and foremost thing required to fuel the growth of your business is working capital. The pertinent question- do you require money for business? If so, Rapid Capital Funding is willing to help meet all your financial crunches with their merchant or business advance. You can get up to $250,000 per business location; this is indeed a lump sum amount for small business merchants keen to make it big in business.

Really, it will help you in boosting the net working capital of your company. You can invest the huge sum of money in all your business matters. You are free to utilize the funds the way you like-right from paying employees, stocking inventories and likewise. The only thing you need to keep in mind is that you should make smart investments. Your business might go haywire if you mishandle the working capital fund because the advance you get is on the basis of your future electronic payment receipts and sales. Yes, credit and debit card transactions in the coming days can bring instant money in your hand.

Credit Card - These are the electronic payment options which you need to accept from your clients and customers if you want to get approved from unsecured cash advance; in case of Rapid Capital Funding the accepted cards are Visa and MasterCard. The requirement is that you need to maintain minimum $5000 monthly credit and debit card sales to repay the funding company according to the percentage sales they have purchased from your future sales. Credit card factoring refers to the processing of the credit card invoices, which yields revenue both for the company and the lender.

Conditions - Banks lay down many stringent conditions for business loan approval; unfortunately small companies fail to comply with the terms and conditions of good credit score, verified financial history, security collateral and personal guarantee. But merchant cash advance from Rapid Capital Funding is a condition-free, hassle-free and commitment-free process. With bad credit score, poor financial background and lack of collateral, you stand a high chance to get approved for cash advance.


Rapid Capital Funding boosts working capital through merchant cash advance against future credit card receivables. The entire process is less on documentation and strict credit conditions unlike conventional bank loans.